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Credit Reports

GIS can obtain consumer credit reports based on an individual's name, SSN and residential address. Though especially useful for positions in the financial, insurance and retail industries, a credit report can help you evaluate the applicant's sense of financial responsibility and can be useful in all industries where allowed by the state.

In addition to providing all names and addresses associated with the SSN we will provide information on:

  • The highest credit extended
  • Past due amounts
  • Credit limits
  • Average monthly payment information
  • Balances
  • Percentage of available credit

A summary of public records is also provided and may include civil suits, judgments, bankruptcies, tax liens, and collection amounts. No credit report for employment purposes will ever provide credit score information.